BUY NOW, PAY LATER WITH AFFIRMKD Smart Chair is now offering low monthly wheelchair financing options with Affirm to provide consumers with affordable financing loans for purchasing our innovative lightweight electric wheelchairs! Affirm is a premier financing company that is working with KD Smart Chair providing loans that have a quick and easy application process and are 100% confidential. There are no application fees, no down payments necessary and you can get approved in seconds with Affirm financing for our lightweight, folding electric power wheelchairs. |
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How It Works1. Select "Pay with Affirm at a checkout" Benefits of Our Wheelchair Financing Program
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Frequently Asked Questions
Question: Will my credit be affected if I apply for financing?
Answer: No. Your credit will not be affected. You will have the opportunity to review the terms and rates of the loan before accepting anything with no risk.
Question: Do I need to put down any down payments or collateral?
Answer: No. Financing processed through Affirm are unsecured which does not require any collateral. All loans are based on your credit history and income.
Question: Does Affirm perform a credit check?
Answer: Yes, when you first create an Affirm account, we perform a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.
Question: Are there any interest or fees associated with Affirm loans?
Answer: Affirm loans vary between 10% and 30% APR simple interest (0% APR is offered at select merchants). The corresponding finance charge is the only fee associated with an Affirm loan - we don’t charge late fees, service fees, prepayment fees, or any other hidden fees. We strive always to be more transparent and fair than any other form of financing.
Question: What are my payment options?
Answer: When you make a purchase of $100 or more with Affirm, you can pay over 3, 6, or 12 months.
Question: Are there any other interest rates or fees associated with my application loan?
Answer: There are no application fees or pre-payment penalties for our loans. There is an origination fee that ranges between 2-5% on the Standard Credit Program fee which is determined by your credit history and loan amount.
Question: Does Affirm perform a credit check?
Answer: Yes, when you first create an Affirm account, we perform a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.
Question: Is my personal information secure with Affirm?
Answer: Yes, protecting your personal information is very important to us. We encrypt sensitive data including Social Security numbers. We also maintain physical, electronic, and procedural safeguards to protect your information. We do not sell or rent your information to anyone.
